Owe nothing to anyone—except for your obligation to love one another. If you love your neighbor, you will fulfill the requirements of God’s law. -Romans 13:8, NLT

We all know that too much financial debt is a burden that brings great stress into our lives. If you are under such a dark cloud, act now in prayer and by seeking wise counsel and making the changes you need to make.

But there is a debt that Paul says is wonderful—the obligation to love. Throughout the New Testament, the various writers have clearly heard and clearly revealed Jesus’ teaching that the law can be summed up by loving God and loving others.

Whom do we owe this debt to? Our neighbor? Even though we are to love our neighbor, that is not who we owe the debt to. The debt is based on what Jesus Christ did for us in His death and resurrection. It is in view of the mercy, because He first loved us, that we love others.

Even if there is someone in your life you find difficult to love, you can do it. Not necessarily because you feel warmth and affection for them, but because of how much you love God. Matthew 5:43–45 puts it like this: “You have heard that it was said, ‘Love your neighbor and hate your enemy.’ But I tell you, love your enemies and pray for those who persecute you, that you may be children of your Father in heaven. He causes his sun to rise on the evil and the good, and sends rain on the righteous and the unrighteous.”

Love God, and show Him love by doing your best as you pray for those who challenge you, allowing the Holy Spirit to work in your heart today!

Prayer: Thank you, heavenly Father, for your gracious kindness to me. I can never repay the debt I owe you for what Jesus did for me. I will express my love to you as I love others—even the ones who are difficult for me to love.

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